Thinking about your own funeral is never an easy thing to do. However, it can be comforting and reassuring to know that you've taken care of these arrangements, which is sure to provide financial and practical help for your loved ones at an already distressing time.


Anyone can take out a Perfect Choice Funeral Plan,there's no upper age limit and no medical or health questions to answer. Once you've taken out a Plan, all of the funeral director's costs will be covered. The Plan also includes third party costs (known as disbursements), such as crematorium, clergy and doctor's fees.

These disbursement payments are also guaranteed so if for example the Cremation fees increase there is no more to pay, not all pre-payment plans offer this peace of mind.


Some tips and a note of caution; many new people have recently entered the funeral plan market, many are purely salesmen or saleswomen.


They are not funeral directors, they do not have the knowledge an established funeral director will have.


Check their credentials, be very careful who you entrust your money to, if they say the funeral is all paid for check in the small print that it is, not only that the Funeral Directors fees that are guaranteed - but the third party fees, the Crematorium, minister, Doctors fees, are covered as well.

If this is not totaly transparent - ask questions!



We pride ourselves on giving you the funeral you want and your funeral director will arrange everything on your behalf. You can choose to arrange a burial or cremation, and if you have any special requirements, such as hymns or readings, these can be noted on your Purchase Agreement, so your wishes are made known.


Our Plans are very flexible, so if you change your mind or would like to add any other requests, you can do so at any time.



Perfect Choice Funeral Plans are brought to you by the National Association of Funeral Directors (NAFD) whose member firms carry out over 80% of all funerals in the UK.


Each and every funeral is provided by a funeral director that is a member of NAFD, so you can be sure that your funeral will be of the highest possible standard, in accordance with a strict code of practice.


The money from your Plan is invested in a Whole of Life Assurance Policy with Ecclesiastical Life Ltd. Ecclesiastical is authorised by the Financial Services Authority and Ecclesiastical's life assurance policy is protected by the Financial Services Compensation Scheme.


With this expert partnership, you can rest assured that you and your family will be in safe hands.


For further details, in strictest confidence, contact us here.

Or look at the Perfect Choice website for more information.

"Do the thinking now so they don't have to" 

see our funeral wishes video

M. Garton & Son Limited. Head office 546 Anlaby Road
Hull, East Yorkshire. Telephone: 01482 352199 (24 Hours)